Insurance Geek

The Rate Tracker Project

The Rate Tracker Project — follow what carriers are doing to rates in your state, before your renewal arrives.

Last updated: April 30th, 2026

Live carrier rate movements by state. We track every filing, every territory-manager communication, and every rate notice that crosses our agency — so you know what's moving before your renewal does.

Homeowners Insurance Rate Trackers

State-by-state carrier rate movements for home insurance.

Carriers raisingCarriers cuttingMixed signalsNot yet tracked

State trackers go live as we accumulate carrier signal data. More states being added.


Auto Insurance Rate Trackers

State-by-state carrier rate movements for auto insurance.

Carriers raisingCarriers cuttingMixed signalsNot yet tracked

State trackers go live as we accumulate carrier signal data. More states being added.

How We Track This

We track whether carriers are raising, cutting, or holding rates in each state using two sources: public rate filings with state departments of insurance, and direct carrier communications to our agency — territory manager calls, market bulletins, and renewal notices. Each state tracker reflects the most current movement signals we have for that market.

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Recently Updated Trackers

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