We won't
Sell your information.
Your details stay with us. They never go to lead buyers, brokers, or anyone chasing a quick commission.
About Insurance Geek
We teach you how coverage works first. Then one licensed agent shops 30+ carriers, finds the policy that fits, and keeps watching your rates after you buy. No lead selling. No carrier quotas. No pressure.

Since 2018
Site went live
50
States licensed
30+
A-rated carriers
20+
Years writing policies
Columbus
Ohio headquarters
Why we're independent
Brad Cummins ran a Farmers Insurance agency in Hilliard, Ohio for almost nine years. When the rate increases came, he watched good clients get squeezed, and he had only one company to offer them.
So in 2014 he sold the agency and went independent. Now when a carrier raises your rate, we shop it again and move you.
Here's the difference. A captive agent works for one insurance company and can only sell what that company offers. An independent agent works for you. We compare 30+ carriers, we have no quota to hit with any of them, and our job doesn't end when you sign.
That's why you get one agent for the life of your policy, and why we keep checking your price at every renewal. Selling you a policy is easy. Keeping you in the right one is the work.
How we're different
The insurance industry has some bad habits. We built the agency around refusing them.
We won't
Your details stay with us. They never go to lead buyers, brokers, or anyone chasing a quick commission.
We won't
We have no carrier quota. If your rate goes up at renewal, we shop it again and move you if there's a better fit.
We won't
One licensed agent handles your quote, renewals, claims, and changes. No call center. No starting over with someone new.
How it works
Step 1
Read plain-English guides written by licensed agents. Know what you're shopping for before you talk to anyone.
Step 2
Enter your details once. We shop the carriers and show real prices side by side.
Step 3
Your agent binds the policy. Our own software, Fat Agent, watches every renewal. If the price jumps, we reshop it.
Our team
Licensed agents and operators who answer the phone, write the guides, and stand behind every policy.

Owner & Principal Agent
Licensed since 2004. Former Farmers agency owner who went independent, then built Fat Agent, the software that runs the agency.
LinkedIn →
P&C Operations Director
Runs home, auto, and renters operations so quotes move fast and policies are set up right.

Agency Sales Director
Leads the agent team and makes sure every client gets one point of contact.
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Chief Revenue Officer
Oversees growth and carrier partnerships across the agency.

Get real quotes from 30+ carriers and one licensed agent who stays with you after the sale. It takes a few minutes, and your info stays with us.
Compare My QuotesInsurance Geek LLC is a licensed independent insurance agency, not a lead generation website.