Prudential easily made our 2019 best carrier list. Established in 1875, Prudential is one of the most established financial institutions in the country. It is consistently rated highly for its financial strength, and so policyholders can rest assured that their claims can be paid out far into the future.
Prudential offers 10, 15, 20, and 30 year term life insurance, with most allowing the option to convert to a permanent policy. They also offer several types of universal policies with varying flexibility and investment options.
Prudential offers comprehensive and flexible policies at competitive rates. Their underwriting process makes them an ideal carrier for those with health issues or other high-risk factors. If you suffer from any kind of pre-existing condition Prudential is the carrier for you. They have great underwriters who understand how to evaluate risk.
Prudential is one of the few carriers who rate their life insurance products on current age vs nearest age. This can mean big savings for someone who is cler to there next age vs ther current.