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Protective Life Insurance Reviews
Protective Insurance began in 1907 in Birmingham. These days, Protective’s life insurance policies are hailed as some of the most affordable on the market, with an easy-to-use online interface and fast application process for customers.
Yes Protective offers life insurance through Costco for members. You can read more about what they offer for Costco memebers here and how it stacks up to the rest of the carries.
[wp-review id=”7739″]With Protective Classic Choice term products available through independent agents, clients can pick the amount of coverage they need with a term period of 10, 15, 20, 25, or 30 years. The death benefit will be guaranteed, and the premiums will be level each year during the selected term period.
| Product Type | Product Name |
|---|---|
| Term Life | Classic Choice Term |
| Whole Life | For Children – Protect My Child |
| Universal Life | Custom Choice UL; Survivorship Universal Life; Variable Universal Life |
| Rate Classes Offered |
|---|
| Select Preferred |
| Preferred |
| Standard |
| Standard Tobacco |
| OPTIONAL RIDERS |
|---|
| Accidental Death Rider |
| Waiver Of Premium Disability Rider |
| Accelerated Death Benefit Rider |
| Income Provider Option |
| Term Insurance Rider |
| Children’s Term Rider |
| Carrier Name | A.M. Best | Standard & Poor’s | Comdex |
|---|---|---|---|
| Protective | A+ | AA- | 87 |
Protective Accelerated Underwriting
Protective’s Underwriting process is quick, available online and offers easily accessible options for those looking to set up a quote. No exam options are available.
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