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P.O. Box 12687
Birmingham, AL 35202-6687

(800) 866-9933

Compare Protective rates agianst 30 top carriers here

Protective Life Insurance Reviews

Protective Insurance began in 1907 in Birmingham. These days, Protective’s life insurance policies are hailed as some of the most affordable on the market, with an easy-to-use online interface and fast application process for customers.

Yes Protective offers life insurance through Costco for members.  You can read more about what they offer for Costco memebers here and how it stacks up to the rest of the carries.

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With Protective Classic Choice term products available through independent agents, clients can pick the amount of coverage they need with a term period of 10, 15, 20, 25, or 30 years. The death benefit will be guaranteed, and the premiums will be level each year during the selected term period.

Product TypeProduct Name
Term LifeClassic Choice Term
Whole LifeFor Children – Protect My Child
Universal LifeCustom Choice UL; Survivorship Universal Life; Variable Universal Life
Rate Classes Offered
Select Preferred
Preferred
Standard
Standard Tobacco
OPTIONAL RIDERS
Accidental Death Rider
Waiver Of Premium Disability Rider
Accelerated Death Benefit Rider
Income Provider Option
Term Insurance Rider
Children’s Term Rider
Carrier NameA.M. BestStandard & Poor’sComdex
ProtectiveA+AA-87

Protective Accelerated Underwriting

Protective’s Underwriting process is quick, available online and offers easily accessible options for those looking to set up a quote. No exam options are available.