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Lincoln National Life Insurance Review
Lincoln National Life Insurance Company was established in 1905 out of Fort Wayne Indiana and named after Abraham Lincoln. In the early years, they became one of the worlds largest reinsurer. By 1933 Lincoln had over 1 Billion dollars of life insurance in force. Today they are one of the strongest carriers in the country.
[wp-review id=”6284″]Lincoln National Life Insurance Company offers two-term products. The Term Accel product is a simplified issue policy with the possibility of not having to take an exam for coverage amounts up to $1,000,000 and up to age 60. It helps the applicant skip the hassle of an exam. Especially if you have a clean health history.
Product Types and Names
| Product Type | Product Name |
|---|---|
| Term Life | TermAccel, LifeElements |
| Survivorship Variable Universal Life | PreservationEdge SVUL |
| Universal Life | Life Current, Life Reserve |
| Index Universal Life | WealthAccumulate IUL |
| Survivorship Universal Life | SUL Protector, Survivorship Index UL |
| Variable Universal Life | Asset Edge, Lincon VUL |
Rate Classes
| Rate Classes Offered |
|---|
| Preferred Plus |
| Preferred |
| Standard |
| Preferred Tobacco |
| Standard Tobacco |
Riders Offered
| OPTIONAL RIDERS |
|---|
| Children’s Term Rider |
| Waiver Of Premium Rider |
| Accidental Death Benefit Rider |
| Accelerated Benefit Rider |
| Carrier Name | A.M. Best | Standard & Poor’s | Comdex |
|---|---|---|---|
| Lincoln National Life | A+ | AA- | 91 |
Strong Financial Stability
Lincoln National Life Insurance Company is not only finacially sound but they offer some of the best life insurance products in the industry. We love Lincon and what they represent. You can not go wrong with this carrier.
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