American General Insurance Reviews
AIG was established December 19, 1919, when American Cornelius Vander Starr (1892-1968) created a general insurance agency, American Asiatic Underwriters (AAU), in China. The business snowballed, and two years later, Starr formed a life insurance operation. Today they offer Life Insurance, Property & Casualty insurance as well as retirement solutions.[wp-review id=”1329″]
American General Life Insurance Company offers a wide range of insurance products. Not only do they offer term, whole, and universal life insurance policies they also provide property and casualty insurance as well. Listed below are some of there products, riders and underwriting guidelines.
|Product Type||Product Name|
|Term Life||Select-a-Term, QoL Flex Term|
|Index Universal Life||Value+ Protector, Max Accumulator+|
|Universal Life||Secure Lifetime GUL 3, AG Secure Survivor GUL II|
|Product Name||Term Length||Issue Age|
|Select-a-Term||10 Year Term||18 years to 75 years|
|Select-a-Term||15 Year Term||18 years to 70 years|
|Select-a-Term||20 Year Term||18 years to 65 years|
|Rate Classes Offered|
|Children’s Term Rider|
|Waiver Of Premium Rider|
|Accidental Death Benefit Rider|
|Critical Illness Rider|
|Terminal Illness Rider|
|Chronic Illness Rider|
|Carrier Name||A.M. Best||Standard & Poor’s||Comdex|
AIG Selecta Term
Select-a-Term gives individuals the flexibility they need: the policy can be designed for the length of time you need it.
Guaranteed Issue Life Insurance
If you have been declined life insruance due to health issues AIG offer a Guaranteed Issue Whole Life Insurance policy to indviduals ages 50-85. These are unique polices with a low death benefit amount buty they have no underwriting so they are guaranteed acceptance permanent polices.
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