Ryan Wood
Contributing Advisor & Fact Checker, Insurance Geek
“Bad insurance advice can cost real money. I fact-check every article so you get accurate information—grounded in real policy mechanics and carrier guidelines, not marketing spin.”
About Ryan Wood
Ryan Wood is a licensed insurance professional and contributing advisor at Insurance Geek, serving as a fact checker and technical reviewer for life insurance and annuity content. First licensed in 2013, Ryan brings more than 12 years of hands-on industry experience and holds active insurance licenses in over 40 U.S. states, reflecting broad regulatory knowledge and nationwide operating scope.
Ryan has participated in issued life insurance production that meets Million Dollar Round Table (MDRT) base-level production benchmarks when measured against industry standards, based on paid, carrier-verified premium. His experience spans multiple national carriers and product types, giving him practical insight into underwriting rules, policy mechanics, and real-world case outcomes.
At Insurance Geek, Ryan's role is focused on accuracy, compliance, and clarity. He reviews articles, guides, and comparisons to ensure that complex insurance topics—such as Indexed Universal Life (IUL), annuities, and policy design strategies—are presented correctly, responsibly, and in alignment with carrier guidelines and regulatory standards. His work helps ensure that readers receive information grounded in actual policy issuance and professional practice, not theoretical or marketing-driven claims.