Property Damage Liability Insurance – Explained In Simple Terms

Property damage liability insurance is one of the integral parts of your auto insurance policy.

It protects you from paying out of your pocket for any property damage expenses you face in an at-fault car accident.

Most of the states require certain minimum coverage limits for bodily injury and property damage liability.

If you want to learn how much coverage you need, what property damage liability insurance includes, and how much you will pay for it, keep reading!

What is Property Damage Liability Insurance?

Property damage coverage pays for any physical damage that you cause to another person’s property in an at-fault accident.

Note that property damage insurance does not account for your own vehicle, so you might want to read about collision insurance we’ve explained below and learn how to protect your property.