Lincoln National Life Insurance Review

Saint Paul, MN

833-810-8265

Compare Securian against other top carriers

Securian Life Insurance Company Review

Securian Financial Group, Inc. is the parent company of Minnesota Life Insurance Company and Securian Life Insurance Company, a New York approved insurance company.

Securian serves more than 16 million policyholders and has more than $70 billion of assets under management, according to their website. They have nearly $1.2 trillion of insurance in force and employ more than 6,000 people.

Securian Life Insurance Company
  • Underwriting
  • Service
  • Products
  • Pricing

Summary

Securian has strong financial ratings from all agencies and has a wide range of products offered. They offer a preferred rate to children on the Gift of a Lifetime policy.

Overall
4.8

Pros

  • Great service
  • Great agent training and help
  • Gift of a Lifetime Product

Cons

  • Underwriting can be slow
  • Underwriting can be tight

Securian offers both permanant and term product. They offer competivie pricing along with great finacial strength. Securian has the best life insurance product for children and will offer a prefered rate class on a child.

Product Types and Names

Product Type Product Name
Term Life Advantage Elite
Whole Life Secure Accumulator
Universal Life Orion
Index Universal Life Orion
Long Term Care
Annuities

Rate Classes

Rate Classes Offered
Preferred Plus
Preferred
Standard
Preferred Tobacco
Standard Tobacco

Riders Offered

OPTIONAL RIDERS
Children’s Term Rider
Waiver Of Premium Rider
Extended Conversion
Accelerated Benefit Rider
Carrier Name A.M. Best Standard & Poor’s Comdex
Securian A+ AA- 95

Strong Financial Stability

Securian Financial’s insurance company affiliates, Minnesota Life Insurance Company, and Securian Life Insurance Company receive excellent ratings from independent rating agencies such as the ones above.