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Securian Life Insurance Company Review

Securian Financial Group, Inc. is the parent company of Minnesota Life Insurance Company and Securian Life Insurance Company, a New York approved insurance company.

Securian serves more than 16 million policyholders and has more than $70 billion of assets under management, according to their website. They have nearly $1.2 trillion of insurance in force and employ more than 6,000 people.

Securian Life Insurance Company


Securian has strong financial ratings from all agencies and has a wide range of products offered. They offer a preferred rate to children on the Gift of a Lifetime policy.



  • Great service
  • Great agent training and help
  • Gift of a Lifetime Product


  • Underwriting can be slow
  • Underwriting can be tight

Securian offers both permanant and term product. They offer competivie pricing along with great finacial strength. Securian has the best life insurance product for children and will offer a prefered rate class on a child.

Product Types and Names

Product TypeProduct Name
Term LifeAdvantage Elite
Whole LifeSecure Accumulator
Universal LifeOrion
Index Universal LifeOrion
Long Term Care

Rate Classes

Rate Classes Offered
Preferred Plus
Preferred Tobacco
Standard Tobacco

Riders Offered

Children’s Term Rider
Waiver Of Premium Rider
Extended Conversion
Accelerated Benefit Rider
Carrier NameA.M. BestStandard & Poor’sComdex

Strong Financial Stability

Securian Financial’s insurance company affiliates, Minnesota Life Insurance Company, and Securian Life Insurance Company receive excellent ratings from independent rating agencies such as the ones above.