Nationwide life insurance is an insurance giant in the US, with almost nine full decades in the business. Insurance-seekers can rest assured that Nationwide’s strong reputation and reliability will result in continuity of their policies. Generally, we see Nationwide rated highly across the board for their products and customer service.
Through Nationwide’s “intelligent underwriting” process, developed to streamline the insurance interview and save time, digital online interviews and policy status checker program, Nationwide is committed to simplifying the underwriting process and offering whole life insurance and term life options and riders at reasonable rates.
Nationwide’s YourLife Term Life options offer premium periods from 10, 15, 20 to 30 years, renewable until the policyholder’s 95th birthday. Converison is an option until age 65. If the permanent policy value is larger than the term policy, additional requirements are possible.
The streamlined intelligent underwriting process allows for quicker decision times, less underwriting requirements, a faster, potentially no-exam process for healthier customers, and reduced paperwork time overall.
We have had healthy clients issued with up to 1.5 million dollars in death benefit who did not need to take the exam due to Natiowides Intelligent Underwriting.
Nationwide is great at designing and planning cases for small business owners. They have an abundance of resources for COLI and BOLI planning and Life insurance retirement planning case design. Nationwide offers a free business valuation that can help small business owners with planning for the future. they offer this free of charge and it is a great value add.
Nationwide’s CareMatters product is best in class and it offers LTC coverage via linked benefit of a universal life insurance policy.