Life Insurance for Illegal Immigrants without a Social Security Number. Get Covered Today.

Are you an undocumented immigrant in search of life insurance, but unsure of where to begin? The process can feel daunting, especially when you lack a social security number (SSN). However, we’re here to provide you with valuable insights and guide you through the steps of acquiring life insurance coverage tailored to your needs.

In this article, we will shed light on crucial information regarding life insurance for individuals without an SSN. By the end, you’ll have a clear understanding of the specific carrier that offers coverage to undocumented immigrants and the necessary steps to secure a policy. So, let’s dive in and discover who, how, and what you need to know to buy life insurance as an undocumented immigrant.

Don’t have an SSN? Get an ITIN

While most insurance companies will require a social security number to provide you with coverage, there is a carrier who will only require an individual taxpayer’s identification number (ITIN). You can obtain an ITIN from the IRS through the form W-7. You will generally need an ITIN if you are classified as the following:

  • non-citizen
  • foreign national
  • resident alien

The ITIN is largely used for income-tax reporting purposes. The insurance company will ask for an SSN, or accept an ITIN, to make sure that you’re the person that you say you are. This is to protect themselves against insurance fraud.

What is an ITIN number?

 what is an ITIN number

Policy Underwriting and Coverage Facts

We work with a carrier that offers a 20 year level term life insurance to those who don’t have an SSN. You can choose a death benefit based on the following coverage amounts:

  • $25,000
  • $50,000
  • $100,000
  • $150,000
  • $200,000
  • $250,000

Issue ages

  • 20 Year level term for ages 18-55 Years Old
  • 15 Year level term life insurance for ages 56-60

Underwriting requirements

  • No Medical Exam Required.
  • Answer only four health-related questions to determine insurability.
  • Must have a ITIN Number

This product is available in almost all states. If you’re not sure whether it’s offered in your state, give us a call and we’ll make sure you’re eligible to enroll.

Don't have an SSN? Apply for life insurance here

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Can illegal immigrants get this policy?

Yes, you can buy life insurance as an illegal immigrant. Our licensed insurance agents have experience helping undocumented immigrants enroll in a life insurance policy. As long as you have an ITIN, we can help you get in touch with a company that can offer life insurance for illegal immigrants.

Only one company in the country offers this plan

If you require life insurance but are an undocumented immigrant or lack a social security number (SSN), searching for life insurance through conventional means can be time-consuming. You may spend a significant amount of time visiting insurance websites and researching policies in an attempt to find companies that provide coverage for undocumented immigrants. However, there is only a single company in the country that offers a plan to individuals without an SSN. Rather than wasting your time, it is advisable to make efficient use of it by reaching out to one of our licensed insurance agents.

This unique company not only caters to the specific needs of undocumented immigrants or individuals without a social security number but also offers a comprehensive range of insurance products. They provide both term insurance and permanent insurance options to accommodate various financial situations and coverage preferences.

One notable advantage of their insurance products is that they do not require a medical exam for approval. This streamlined process eliminates the need for invasive medical procedures and allows applicants to obtain coverage more efficiently. By removing this requirement, the company aims to make life insurance accessible and convenient for individuals who may face additional barriers in the traditional insurance market.

Moreover, the company understands the importance of embracing digital solutions. They have developed an intuitive and user-friendly online platform that enables prospective policyholders to apply for insurance directly through their website. This online application process simplifies the overall experience, saving valuable time and effort for applicants.

By combining a diverse range of insurance options, a simplified application process, and a commitment to serving individuals without a social security number, this company stands out as a pioneering and inclusive provider in the insurance industry.

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Acquiring life insurance without a social security number may seem like a challenging task, but armed with the information provided in this article, you can navigate the process with confidence. By understanding that there is a single carrier in the country willing to offer coverage to undocumented immigrants with an ITIN number, you have a clear starting point. Remember, this company provides both term and permanent insurance options, eliminating the need for a medical exam and offering a convenient online application process.

Now that you have the knowledge and resources at your disposal, take the next step toward securing the protection you and your loved ones deserve. Reach out to licensed insurance agents who specialize in assisting individuals in similar situations. They can guide you through the application process, answer your questions, and ensure that you make an informed decision regarding your life insurance coverage.

Remember, life insurance is not only a financial safety net but also a symbol of care and responsibility for your family’s future. By taking proactive steps today, you can gain peace of mind, knowing that you have made provisions for your loved ones’ well-being. Don’t let the absence of a social security number hinder your ability to protect what matters most. Seek out the resources available and embark on your journey to securing life insurance coverage tailored to your unique circumstances.

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