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Insurance Geek

We Exist to Make Insurance Simple.

Most insurance sites are lead generators. They collect your information and sell it to as many agents as they can.

Insurance Geek works differently. We're a licensed independent insurance agency — one place where you can read unbiased education, compare real quotes from 30+ A-rated carriers for life and health, and multiple top carriers in your state for auto, home, and renters, then bind coverage without the runaround.

No single-carrier bias. No lead selling. Just honest guidance and real coverage options.

Insurance Geek LLC is a licensed independent insurance agency, not a lead generation website.

Insurance Geek illuminated sign with mascot and brand logo

Independent by Design

We're not captive to any single insurance company — and that matters more than it sounds.

A captive agent sells what their company offers, whether it fits you or not. We work across 30+ A-rated carriers for life and health and multiple top carriers in your state for auto, home, renters, and commercial lines, so we're looking for the right fit, not the available one.

When you get a quote here, you're seeing real options. No quotas. No single-carrier bias.

National Reach, Local Roots

Insurance Geek is headquartered in Columbus, Ohio and licensed in all 50 states. Our content covers every state because coverage requirements, costs, and risks vary — and generic advice fails people.

Whether you're in Columbus or California, you're getting guidance based on real policies, real carrier data, real underwriting experience, real carrier relationships, and 20+ years of issued policies.

Our goal is simple: by the time you get a quote from us, you already understand what you're buying and why. That's what separates us from every other insurance site.

Our Team

Licensed agents and advisors behind the quotes and content you see on the site.

20+ Years Experience

30+ Insurance Carriers

Licensed in All 50 States

Thousands of Policies Issued

Brad Cummins

Brad Cummins

Owner & Principal Agent

Brad Cummins is owner and Founder of Insurance Geek LLC.

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Brianna Baiocco

Brianna Baiocco

P&C Operations Director

Ryan Wood

Ryan Wood

Agency Sales Director

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Michael Cummins

Michael Cummins

Chief Revenue Officer (CRO)